My mother, and I made the first offer. My mother is retired from the state and she worked as a contract writer pretty much her whole career. We have a good Christian realtor and lender that definitely talked with us through the whole process especially the numbers that I was concerned about. I have gift money coming from my parents. It took us all day to crunch the numbers and make this offer. The house looks good. So I’ll find out Monday if the house is for me if not, it’s not in God’s plan.